Bajaj Finance targets ₹40 lakh crore AUM by FY2036, with 300-plus AI use cases planned

Bajaj Finance expects consolidated assets under management to rise about sevenfold to ₹40 lakh crore by FY2036, targeting a 5% share of India’s credit market. For FY27, it has guided for ₹6.3-6.5 lakh crore in AUM and 23-25% growth, alongside more than 300 AI deployments.

— Filed Thu, 30 Jul, 2026, 19:37 IST · Source The Hindu BusinessLine · Updated

Bajaj Finance expects consolidated AUM to reach ₹40 lakh crore by FY2036, supported by 23-25% annual growth. The lender also plans over 300 AI use cases in FY27, spanning customer bots, branch facial recognition, ornament classification and property-document assessment.

Why this matters

The FY2036 plan follows Bajaj Finance’s Q1 profit growth of 28% to ₹6,081 crore, its FINAI rollout targeting 30,000 partner stores, and a separate Q1 update citing AUM growth and stronger asset quality.

Retail-company signals are accelerating, up 253200% quarter over quarter.