Bajaj Finance Q1 profit climbs 28% to ₹6,081 crore, beating estimates

Consolidated Q1 profit after tax rose 28% year-on-year to ₹6,081 crore versus analysts’ ₹5,856 crore estimate. AUM grew 24% and net interest income increased 23% to ₹12,571 crore, while gross NPAs improved to 0.96%.

— Filed Thu, 30 Jul, 2026, 19:07 IST · Source The Hindu BusinessLine · Updated

Bajaj Finance reported Q1 consolidated profit of ₹6,081 crore, up 28% year-on-year and above estimates, driven by stronger loan growth. AUM rose 24%, while tighter underwriting improved asset quality and reduced its gross NPA ratio to 0.96%.

Why this matters

The result extends recent Bajaj Finance signals of Q1 growth supported by AUM expansion and stronger asset quality, while the company also rolls out FINAI to target 30,000 partner stores with AI-led lending.

Retail-company signals are accelerating, up +316050% quarter on quarter.