Bajaj Finance rolls out FINAI, targets 30,000 partner stores with AI-led lending
Bajaj Finance plans to deploy more than 300 AI use cases in FY27 through its FINAI programme, including voice-led lending and facial recognition at partner stores. The lender aims to extend the infrastructure to 30,000 partner outlets over 18–24 months as it pursues growth in consumer, MSME, EV, solar and insurance finance.
Bajaj Finance plans a 12-18 month FINAI rollout, deploying over 300 AI use cases across lending and customer interactions. It will expand facial-recognition infrastructure to 30,000 partner stores, targeting major growth in consumer, MSME, EV, solar and insurance financing through FY30.
Why this matters
FINAI extends Bajaj Finance's growth push after Q1 FY27 profit rose 27% to Rs 5,986 crore, supported by AUM growth, retail credit demand and stronger asset quality.
Omni-channel is accelerating, up 182300% QoQ, as FINAI brings lending capabilities into partner stores.