Razorpay wins RBI Payment Aggregator-Physical licence for in-store retail transactions

Razorpay secured RBI's PA-Physical licence, letting it operate as an offline payment aggregator for in-store transactions across large retail chains and SMEs. The nod strengthens its omnichannel payment stack via POS terminals and soundbox hardware, deepening competition with Pine Labs, Paytm and Ezetap.

— Filed Wed, 1 Jul, 2026, 20:18 IST · Source Financial Express · BrandWagon · Updated

Razorpay secured RBI's Payment Aggregator-Physical licence, enabling it to operate as an offline payment aggregator for in-store transactions across large retail chains and SMEs, strengthening omnichannel payment infrastructure via POS and soundbox hardware.