Razorpay wins RBI nod to operate as physical payment aggregator, adds in-store POS play

Razorpay's offline arm Razorpay POS has secured RBI's Payment Aggregator–Physical licence, allowing it to process in-store payments for retail chains and SMEs. It becomes one of few players holding all three RBI aggregator licences—online, cross-border and physical—intensifying competition with Pine Labs, Paytm and Ezetap.

— Filed Wed, 1 Jul, 2026, 17:48 IST · Source Financial Express · BrandWagon · Updated

Razorpay's offline arm Razorpay POS secured RBI's Payment Aggregator–Physical licence, enabling in-store payment processing at physical points of sale for retail chains and SMEs, adding to its online and cross-border aggregator licences.