Razorpay pivots from payments to AI operating layer for India's small businesses
The Bengaluru-based fintech is expanding beyond digital payments to embed AI across lending, accounting, and workflow automation, positioning itself as the operating brain for SMEs and merchants across India.
Razorpay, the Bengaluru-based payments fintech, is expanding beyond digital payments to become an AI-driven operating layer for India's small businesses, embedding AI across payments, lending, accounting, and workflow automation for SMEs.
Why this matters
Reinforces Razorpay's push beyond payments into an AI backbone for SMEs, echoing prior signals on its ambition to be India's small-business operating layer and its founders' rise among app-driven billionaires.
Retail-company signals are accelerating, up 509300% QoQ.