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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



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UPI clears 23.2 Bn transactions in May, up 3.8% MoM as PhonePe-GPay duopoly tightens

UPI volume hit 23.2 Bn in May 2026 (+3.8% MoM, +24% YoY) with value at ₹29.9 Lakh Cr. PhonePe holds 47.07% and Google Pay 33.54%, leaving Paytm at 8.10%. NPCI is reviving the 30% market share cap deadline to Dec 2026 and planning shared soundbox infrastructure for merchants.

UPI volume hit 23.2 Bn in May 2026 (+3.8% MoM, +24% YoY) with value at ₹29.9 Lakh Cr. PhonePe holds 47.07% and Google Pay 33.54%, leaving Paytm at 8.10%. NPCI i

Inc42 · 6/1/2026, 8:03:42 AM · Ask about this →

UPI/NPCI Google Pay Paytm PhonePe