Tata Capital Q1 profit jumps 56% as retail lending fuels AUM growth

Tata Capital reported Q1 FY27 PAT of Rs 1,547 crore, up 56% year-on-year, while AUM rose 22% to Rs 2.91 lakh crore. Brokerages cited momentum across retail, SME, housing and unsecured lending, with price targets ranging from Rs 390 to Rs 405.

— Filed Wed, 29 Jul, 2026, 10:31 IST · Source Business Today · Latest · Updated

Tata Capital reported strong Q1 FY27 growth, with PAT up 56% and AUM up 22%. Brokerages highlighted retail, SME, housing and unsecured lending growth, assigning targets of Rs 390-405 as the Tata Group NBFC expands its lending book.

Why this matters

The results extend Tata Capital’s recent profit-growth narrative, following signals on its 56% Q1 profit rise and plans to expand gold-loan branches through Yogakshemam.

Retail-company signals are accelerating, up 400200% quarter over quarter.