Tata Capital maps 500 gold-loan branches and 100% micro-housing growth

Tata Capital is targeting 23–25% AUM growth in FY27, driven by retail, SME, affordable housing and gold loans. Its roadmap includes acquiring a majority stake in Yogi Loans, building about 500 gold-loan branches over three years and scaling AI-led lending workflows.

— Filed Wed, 29 Jul, 2026, 11:48 IST · Source Business Today · Latest · Updated

Tata Capital targets 23-25% FY27 AUM growth through retail, SME, affordable housing and gold loans. It plans to acquire Yogi Loans, open about 500 gold-loan branches, and expand digital and AI-led lending workflows.

Why this matters

The roadmap follows Tata Capital’s Q1 FY27 profit rise of 56% to ₹1,547 crore and prior signals on retail-led AUM growth and gold-loan expansion via Yogakshemam.

Retail-company signals are accelerating, up 401300% QoQ.