SC Directs RBI to Set Bank SOPs for Digital-Fraud Recovery

The Supreme Court has given RBI four weeks to frame bank SOPs for cyber-fraud accounts, covering grievance redressal and fund recovery. States must also operationalise cyber-crime coordination centres and e-Zero FIR processes within a month.

— Filed Wed, 5 Aug, 2026, 17:26 IST · Source Inc42 · Updated

The Supreme Court directed RBI to create bank SOPs for cyber-fraud accounts, including grievance redressal and recovery mechanisms. States must operationalise cyber-crime centres and adopt e-Zero FIR processes, strengthening safeguards for India’s digital-payment ecosystem.

Why this matters

The court directive adds a consumer-protection mandate to RBI’s recent agenda, which also includes planning FY28 polymer ₹10 and ₹20 note pilots.

Omni-channel is accelerating, up 214000% QoQ.