Paytm applies for RBI licence to revive its digital wallet

One97 Communications has applied through Paytm Payments Services for a prepaid payment instrument licence from the RBI. If approved, the move would bring Paytm Wallet back, strengthening its consumer-payments offering and reducing reliance on partner-bank rails.

— Filed Wed, 22 Jul, 2026, 13:49 IST · Source Business Today · Latest · Updated

Paytm parent One97 has applied through Paytm Payments Services for an RBI PPI licence to relaunch its digital wallet. Approval would restore a key consumer-payment product, reduce dependence on partner banks and deepen Paytm’s merchant and consumer payments ecosystem.

Why this matters

The application advances Paytm's wallet-revival priority, highlighted with enterprise AI in its Q1 profit update, after Q1 gains pointed to AI monetisation and payments upside and shares fell following Q1 FY27 results.

Omni-channel is steady at 1,342 signals in 90 days; no QoQ change figure was provided.