NPCI may enable offline NFC tap-to-pay UPI transactions of up to ₹2,000
NPCI is reportedly considering approvals for large-company POS terminals to accept NFC-based offline UPI tap payments in 2026. Transactions could be completed without internet and verified once connectivity returns, extending UPI’s use at physical retail counters.
NPCI may begin approving large-company POS machines for NFC-based offline UPI tap payments in 2026. The reported feature could allow payments up to ₹2,000 without internet, with transactions verified after network connectivity returns.
Why this matters
The proposal extends NPCI’s push to broaden UPI’s reach: it recently built a unified agent protocol for AI-bot UPI payments and sought a GIFT City techfin unit to take UPI and RuPay cross-border.
Omni-channel is steady, with 1,287 signals recorded in the past 90 days.