InCred Finance Q1 profit rises 82% to ₹172 crore ahead of proposed IPO

IPO-bound NBFC InCred Finance reported Q1 FY27 consolidated net profit of ₹172 crore, with its loan book at ₹14,809 crore. Asset quality improved as gross NPA fell to 2.0% and net NPA to 0.7%.

— Filed Thu, 30 Jul, 2026, 14:30 IST · Source Inc42 · Updated

IPO-bound retail-focused NBFC InCred Finance reported Q1 FY27 profit of ₹172 crore, up 82% year-on-year, as its loan book reached ₹14,809 crore. Asset quality improved, while parent InCred Holdings advances a proposed IPO comprising a ₹1,250 crore fresh issue and OFS.

Why this matters

The Q1 FY27 profit gain follows InCred Finance's FY26 PAT of ₹438 crore on revenue of ₹2,546 crore and a related Q1 update reporting a ₹14,809 crore loan book, as it prepares for an IPO.

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