InCred Finance Q1 FY27 profit rises 83% to ₹172 crore as loan book reaches ₹14,809 crore

Mumbai-based retail-focused NBFC InCred Finance posted ₹759 crore in operating revenue for Q1 FY27, up 31% year-on-year. Asset quality improved, with gross NPA declining to 2.0% from 2.3% a year earlier.

— Filed Thu, 30 Jul, 2026, 13:47 IST · Source Entrackr · Newsletter · Updated

Mumbai-based retail-focused NBFC InCred Finance reported Q1 FY27 operating revenue of Rs 759 crore, up 31% year-on-year, while profit rose 83% to Rs 172 crore. Its loan book reached Rs 14,809 crore, with improved asset quality.

Why this matters

The Q1 FY27 profit increase extends InCred Finance's FY26 momentum, when it reported ₹438 crore PAT and 36% revenue growth to ₹2,546 crore, while asset quality improved further.

Retail-company signals are accelerating, up 311800% QoQ.