Average digital wallet payment slips to ₹326 as PPIs become everyday rail
Pahle India Foundation whitepaper finds prepaid wallet ticket size fell from ₹365 to ₹326, even as monthly volumes nearly doubled to 8,750 lakh by March 2026 and value hit ₹28,500 crore. Signals wallets entrenching in utilities, food delivery, transport and gig payouts as paper payments shrink 15.7%.
Pahle India Foundation whitepaper finds average prepaid wallet transaction fell to ₹326 from ₹365, with volumes nearly doubling to 8,750 lakh monthly by March 2026. Signals digital wallets becoming everyday payment rail for utilities, food delivery, transport, gig settlements.
Why this matters
Pahle India Foundation's whitepaper frames PPIs as everyday infrastructure rather than top-up tools, with smaller tickets and higher frequency signaling wallets shifting from discretionary to utility rail.
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