Visa rolls out Payment Passkey in India, swapping OTPs for biometrics on online card checkouts

Visa has launched Payment Passkey in India, letting shoppers authenticate online card payments via fingerprint, face or device PIN instead of OTPs. IDFC First Bank is the first banking partner, with the service live across Myntra, Paytm, Reliance Digital and Tata Starbucks, aligned to RBI's Sept 2025 guidelines.

— Filed Mon, 6 Jul, 2026, 10:59 IST · Source Business Today · Latest · Updated

Visa launched Payment Passkey in India, replacing OTP with biometrics/PIN for online card payments. IDFC First Bank is first banking partner; live on Myntra, Paytm, Reliance Digital, Tata Starbucks and others, aligned with RBI's Sept 2025 guidelines.