UPI sets July record with 23.66 billion transactions worth ₹29.88 lakh crore
UPI processed a record 23.66 billion transactions in July 2026, with transaction value reaching ₹29.88 lakh crore—up from ₹25.08 lakh crore in July 2025—reinforcing its role as India’s dominant consumer and merchant payments rail.
UPI processed a record 23.66 billion transactions worth Rs 29.88 lakh crore in July 2026, underscoring its growing importance as India’s preferred merchant and consumer digital-payment rail.
Why this matters
The July record follows recent signals that UPI’s 23.66 billion transactions were driven by everyday payments and that monthly transaction value reached ₹29.88 lakh crore.
Omni-channel is accelerating, up 191300% QoQ.