UPI Circle unlocks supervised teen spend; Paytm Pocket Money rides the rails
NPCI's delegated-payments framework lets parents authorise teens and family members to transact under preset limits without sharing credentials. Paytm's Pocket Money launch — alongside FamApp, Junio, Walrus and Akudo — opens a regulated lane into food delivery, shopping and transport spend by under-18s.
NPCI's UPI Circle enables delegated payments where parents authorize teens or family members to transact under spending limits without sharing credentials. Paytm launched Pocket Money on this framework, expanding supervised UPI access for younger consumers across food delivery, shopping, and transport.