Tata Capital Q1 FY27 profit jumps 56% as retail and SME lending drives AUM growth

Tata Capital reported Q1 FY27 consolidated net profit of Rs 1,547 crore, up 56.3% year on year. Total income rose 15% to Rs 8,825 crore, while AUM grew 22% to Rs 2.91 lakh crore. Retail and SME loans accounted for 85.4% of net AUM.

— Filed Tue, 28 Jul, 2026, 17:08 IST · Source NDTV Profit · Updated

Tata Capital reported a 56.3% year-on-year rise in Q1 FY27 net profit to Rs 1,547 crore, supported by AUM growth and retail and SME lending. The Tata Group NBFC expanded to 1,491 branches and improved profitability ratios.

Why this matters

The Q1 result extends Tata Capital's recent earnings momentum after Q4 net profit rose 49% to Rs 1,502 crore, while its Yogloans acquisition signals expansion into gold lending.

Retail-company signals are accelerating, up 393700% QoQ.