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Personal Finance / Mutual Funds confidence 62/100

SWP Claim: Withdraw ₹12L from ₹10L and Still Hold ₹1 Crore—Math Checks Out, But Only Barely

The numbers are technically plausible at 12-13% CAGR, but sequence-of-returns risk, inflation erosion, and zero return guarantees make this a best-case scenario, not a typical outcome.

bt-corporate · 7/20/2026, 9:06:04 AM · Ask about this →