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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



Net Interest Margin Compression confidence 72/100

India Banks Q1FY27 Preview: NIM Squeeze, Steady Asset Quality as Rate Cuts Bite

Analysts expect 12–14% credit growth and broadly stable asset quality, but RBI rate cuts and MCLR repricing are set to compress margins across HDFC, ICICI, Axis and Kotak in the April–June 2025 quarter.

ndtv-profit-business · 7/18/2026, 4:01:41 AM · Ask about this →