HDFC Bank Q-Preview: ₹19,720 Cr PAT Anchors Bull Case as NIM Squeeze Tests Post-Merger Narrative

Strong absolute profit and benign 1.15% GNPA underpin stability, but 3.32% NIM—well below the pre-merger ~4% band—keeps margin recovery timeline the defining variable for re-rating.

ndtv-profit-business · 7/18/2026, 2:30:47 AM · Ask about this →