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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



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Leveraged FCNR(B) Deposits: RBI-Regulated Core, High-Risk Leverage Shell

The base FCNR(B) deposit is legitimate and currency-hedged, but a leveraged overlay driving 16% USD returns introduces margin, liquidity, and regulatory risks that RBI neither backs nor endorses.

bt-corporate · 7/16/2026, 9:33:32 AM · Ask about this →