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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



Retail Credit Card Benefits confidence 72/100

Premium Card Perks Erode as Issuers Raise Bars, Trim Lounge Access and Devalue Points

Rising costs and post-pandemic lounge overcrowding are pushing banks to cut rewards: higher spend thresholds, capped lounge visits, and weaker redemption rates threaten the value case for big-fee travel cards.

ndtv-profit-business · 7/7/2026, 8:34:54 AM · Ask about this →