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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



Net Interest Margin Outlook confidence 62/100

Systematix Sees NIMs Flat to Slightly Lower in Q1 FY27 as Rate Cuts Bite

Repo rate transmission and MCLR resets to pressure lending yields, though gradual deposit cost relief and better CASA ratios at select banks limit the damage, per Systematix Research.

ndtv-profit-business · 7/6/2026, 6:33:41 AM · Ask about this →