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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



Credit Risk & Liquidity Monitoring confidence 62/100

Utkarsh SFB Q1: Disbursements Surge 48.5% But Outpace Deposit Growth, Raising Liquidity Watch

CASA and retail term deposits grew ~15% YoY, signaling stable funding, yet a near-3x gap versus disbursement growth flags credit-deposit ratio and asset quality risks in the microfinance segment.

ndtv-profit-business · 7/5/2026, 2:31:04 PM · Ask about this →