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Retailopædia

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The Encyclopædia of Indian Retail — revised every hour



Retirement Planning & Pension Reform confidence 74/100

PFRDA's New Retirement Income Scheme Offers Flexibility—But Payouts Are Not Guaranteed

The NPS-linked RIS allows retirees to keep up to 80% of their corpus invested with systematic withdrawals, but market-linked returns mean monthly income can fluctuate—a key risk retirees must weigh.

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