SC mandates four-year third-party cover for new cars, six years for two-wheelers

The Supreme Court’s order raises upfront insurance requirements for new-vehicle buyers and adds compliance responsibilities for dealers. It also calls for insurance-data integration with ANPR and VAHAN systems, alongside exploration of fuel-linked enforcement.

— Filed Tue, 4 Aug, 2026, 20:21 IST · Source The Hindu BusinessLine · Updated

The Supreme Court ordered mandatory third-party cover of four years for new cars and six years for two-wheelers, raising vehicle purchase and dealership compliance requirements. It also mandated insurance-data integration with ANPR and VAHAN systems and proposed fuel-linked enforcement.

Why this matters

No related recent IRDAI signals were provided. The Supreme Court order places IRDAI at the center of higher upfront cover, dealer compliance and insurance-data links with ANPR and VAHAN.

Retail-company signals are accelerating, up 204000% QoQ.