RBI Tokenization Rules Force Swiggy Instamart Users to Re-Save Cards Separately

Nearly ten months after Swiggy spun Instamart into a standalone app, RBI's card tokenization mandate—active since 2021—means saved cards don't carry over between Swiggy and Instamart, adding checkout friction as Eternal's Zomato/Blinkit and rivals Zepto vie for quick-commerce share.

— Filed Mon, 20 Jul, 2026, 13:53 IST · Source Mint · Updated

RBI's card tokenization rules force Swiggy to separate saved-card storage for Instamart after its 2024 spin-off, adding checkout friction for India's quick-commerce users.

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