RBI holds repo rate at 5.25%, keeping retail borrowing costs steady

The Reserve Bank of India has left the repo rate unchanged at 5.25%, preserving current financing conditions for consumer credit, retailer working capital and expansion borrowing.

— Filed Wed, 5 Aug, 2026, 10:18 IST · Source Indian Express · Business · Updated

The Reserve Bank of India kept its repo lending rate unchanged at 5.25%, maintaining borrowing-cost conditions relevant to consumer spending, retail financing and retailer capital costs.

Why this matters

The hold confirms the outlook flagged in the recent signal expecting a 5.25% decision, while extending the borrowing and demand themes raised in RBI’s August policy guidance and August rate-hold coverage.

Retail-company signals are accelerating, up 206514% QoQ.

Also reported by