RBI clears trials of up to 2bn polymer ₹10 and ₹20 notes

India’s central bank has authorised field trials of polymer ₹10 and ₹20 notes, a first step toward a potential multi-year shift in cash handling. Wider adoption would require ATM, vending-machine and cash-logistics recalibration while aiming to cut replacement costs and counterfeiting risk.

— Filed Fri, 31 Jul, 2026, 18:11 IST · Source Times of India · Business · Updated

RBI has authorised field trials of up to 2 billion polymer Rs 10 and Rs 20 notes. The gradual rollout would require ATM, vending-machine and cash-logistics recalibration, while aiming to reduce note replacement costs and counterfeit risk.

Why this matters

The trial follows RBI’s recent order for stronger counterfeit-note checks at bank branches in border districts, extending its focus from detection controls to potential currency-material changes.

Omni-channel is accelerating, up 188400% QoQ, as cash infrastructure may need coordinated channel upgrades.