Razorpay Bets Beyond Payments, Aims To Be The 'AI Brain' For India's SMBs

Razorpay is expanding from digital payments into an AI-driven operations layer for India's small businesses, layering automated business tools and intelligence services atop its core payments infrastructure to deepen SMB stickiness.

— Filed Wed, 1 Jul, 2026, 10:19 IST · Source Inc42 · Quick Commerce · Updated

Razorpay is expanding beyond digital payments to become an AI-driven operations layer for India's SMBs, positioning itself as the 'AI brain' offering automated business tools and intelligence services atop its core payments infrastructure.

Why this matters

Razorpay continues its push beyond payments, echoing prior signals of building an AI operating layer and AI platform for India's small businesses, now framed as an 'AI brain' for SMBs.

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