PhonePe to levy Rs 100 quarterly fee on wallets dormant for 365 days

PhonePe will deduct Rs 100 per quarter from wallet balances unused for 365 days, after a 15-day warning. UPI and non-wallet transactions won't count toward reactivation, pressuring users to actively transact via the wallet or risk balance erosion.

— Filed Fri, 19 Jun, 2026, 12:34 IST · Source ET Small Business · Updated

PhonePe will charge Rs 100 quarterly inactivity fee on wallets unused for 365 days, deducted from balance after a 15-day warning. UPI and non-wallet transactions don't count as wallet activity for reactivation purposes.