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PhonePe CTO: Data and distribution will be the real moats in the AI era

Ahead of its IPO, PhonePe's Rahul Chari frames data and distribution as the durable AI-era moats. The Bengaluru-based payments leader clocked 1,033 Cr UPI transactions worth ₹14.31 Lakh Cr in April, lifting share to 47.07% from 46.70%, as it eyes broader financial services aggregation over 3-4 years.

Ahead of its IPO, PhonePe's Rahul Chari frames data and distribution as the durable AI-era moats. The Bengaluru-based payments leader clocked 1,033 Cr UPI trans

Inc42 · Buzz · 5/28/2026, 12:27:52 PM · Ask about this →

PhonePe