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Paytm rolls out Pocket Money, opening UPI payments to teens with parent-controlled spending caps

Paytm's new Pocket Money product lets minors transact on UPI without a bank account via NPCI's UPI Circle, with parents setting ₹5,000 per-transaction and ₹15,000 monthly limits. Targets canteens, metro, cabs and retail — extending UPI rails into a new under-18 cohort.

Paytm's Pocket Money lets teens use UPI without a bank account, with parents setting ₹5,000 per-txn and ₹15,000 monthly caps via NPCI UPI Circle.

Mint · Money · 5/18/2026, 9:30:53 AM · Ask about this →

Paytm BSE NPCI