NPCI explores offline UPI tap-and-pay for retail PoS terminals
NPCI is reportedly developing NFC-based offline UPI payments for merchant PoS devices, with transactions of up to Rs 2,000 proposed without internet connectivity. Compatible terminals could begin certification in 2026, extending UPI LITE X-style capability to physical retail.
NPCI is reportedly developing NFC-based offline UPI tap-and-pay for merchant PoS terminals, potentially enabling transactions up to Rs 2,000 without connectivity. It may certify compatible terminals in 2026, extending UPI LITE X-style offline payments to retail merchants.
Why this matters
The report follows recent signals that NPCI is readying offline UPI tap-to-pay at PoS terminals and for transactions up to Rs 2,000, indicating continued work on offline in-store UPI acceptance.
Omni-channel is steady, with 1,276 signals in the past 90 days; no QoQ percentage was provided.