Navi and super.money gain UPI share as PhonePe, Google Pay ease in June

Navi and Flipkart-backed super.money each added 0.1 percentage point of UPI market share in June, while PhonePe slipped to 46.4% and Google Pay’s transaction volume declined. Overall UPI volume fell 2.1% month on month to 22.72 billion transactions.

— Filed Fri, 24 Jul, 2026, 22:23 IST · Source Inc42 · Buzz · Updated

Navi and Flipkart-backed super.money gained marginal UPI share in June while PhonePe and Google Pay slipped. Overall UPI volumes and value declined month-on-month. NPCI’s proposed UPI Checkout framework faces opposition from smaller apps concerned about further concentration.

Why this matters

The June share shift follows NPCI's reported work on an AI-agent UPI payment protocol, June biometric UPI growth, and UPI's launch in Greece through Eurobank-NIPL.

Retail-company signals are accelerating, up 1,097,400% quarter on quarter.

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