Muthoot Finance maintains 15% growth outlook as gold-loan demand supports branch expansion

Muthoot Finance says sustained gold-loan demand is underpinning AUM growth and branch additions. The lender is also looking to cross-sell personal, housing and business loans, even as RBI rule changes and competition reshape the category.

— Filed Sun, 2 Aug, 2026, 18:41 IST · Source The Hindu BusinessLine · Updated

Muthoot Finance says gold-loan demand remains strong, supporting branch additions and AUM growth despite RBI norm changes and rising competition. The lender maintains around 15% growth guidance and plans to cross-sell personal, housing and business loans to its customer base.

Why this matters

With no related recent signals provided, Muthoot Finance’s update centers on continued gold-loan-led AUM and branch growth while widening cross-sell efforts amid regulatory and competitive pressure.

Retail-company signals are accelerating, up +223000% QoQ.