MobiKwik wins RBI NBFC licence; Taku targets 10x merchant scale by FY28

MobiKwik has secured an RBI NBFC licence, unlocking direct lending alongside its payments rails. Co-founder Upasana Taku is plotting a 10x merchant expansion by FY28, deeper Tier-2/3 penetration, omnichannel payments and data-driven underwriting to drive sustainable profitability.

— Filed Fri, 19 Jun, 2026, 15:04 IST · Source Business Today · Latest · Updated

MobiKwik secured an RBI NBFC licence, enabling direct lending alongside its payments business. Co-founder Upasana Taku outlines plans to scale merchant business 10x by FY28, expand into Tier-2/3 markets, and pursue omnichannel payments and data-driven underwriting for sustainable profitability.