Mintoak sees AI-led payment data widening MSME credit access beyond India’s metros
Mintoak co-founder Kabeer Jain argues that embedding AI in payment, lending and risk systems can help MSMEs build financial identities from transaction data and receive more timely working-capital offers.
Mintoak co-founder Kabeer Jain argues that AI embedded in payment, lending and risk infrastructure can expand credit access for Indian MSMEs, especially beyond metros, using transaction data to build financial identities and deliver timely working-capital offers.
Why this matters
Mintoak’s AI-led credit focus follows its view that India’s QR boom is a launchpad for MSME embedded finance and its Visa partnership to equip APAC acquirers with merchant SaaS.
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