Jio Financial prioritises secured loans as it builds toward unsecured credit
Jio Financial Services will scale lending against property and securities before entering unsecured credit. Jio Credit’s AUM reached ₹25,711 crore, while the group has approved up to ₹15,000 crore in FY27 NCD fundraising to support expansion.
Jio Financial will prioritize loans against property and securities before entering unsecured credit. Its FY26 report highlighted growth in lending, asset management and insurance, while an Allianz reinsurance joint venture and ₹15,000 crore FY27 NCD capacity support expansion.
Why this matters
The secured-loan focus follows Jio Financial tripling its workforce for lending and payments, scaling the AI-led JioFinance marketplace, and reporting a 272% rise in FY26 core income through AI, BlackRock and Allianz bets.
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