IOC raises $500m via RBI swap window, keeps option open for more borrowing

Indian Oil Corporation has raised $500 million in five-year external commercial borrowings through the RBI’s swap window and may tap additional funds before December. The financing supports working capital as IOC diversifies crude and LPG sourcing to protect fuel availability amid under-recoveries.

— Filed Sat, 1 Aug, 2026, 09:59 IST · Source Financial Express · BrandWagon · Updated

IOC raised $500 million through RBI’s concessional swap window and may borrow more by December. Amid below-market fuel sales and LPG under-recoveries, it is diversifying crude and cooking-gas sourcing to protect Indian fuel retail supply.

Why this matters

The funding follows Indian Oil’s reported ₹2,661 crore quarterly loss, negative fuel marketing margins and a 0.7% EBITDA margin as refining margins collapsed.

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