Flipkart launches Pay Later credit across Flipkart, Myntra and Minutes

Flipkart has embedded Pay Later at checkout with PayU Finance as its first NBFC partner, offering 30-day payment deferrals, three-part instalments and EMIs of three to 12 months. The company plans to add lending partners as the programme scales.

— Filed Thu, 30 Jul, 2026, 18:53 IST · Source Business Standard · Companies · Updated

Flipkart launched checkout-embedded Pay Later credit across Flipkart, Myntra and Flipkart Minutes with PayU Finance as its first NBFC lending partner, offering 30-day payment deferrals, three instalments and 3–12-month EMIs.

Why this matters

The credit launch extends Flipkart's commerce ecosystem as it builds Minutes in quick commerce, following signals on its late fast-delivery push and prospects against established leaders.

Retail-company signals are accelerating, up 315850% quarter over quarter.