Cred, MobiKwik Become First Fintech Firms to Offer RBI CBDC Wallets

Cred and MobiKwik launch RBI's E-Rupee wallets sponsored by Yes Bank, with UPI interoperability and planned programmable merchant payments. Limits set at Rs 50,000 daily and Rs 10,000 per transaction, with PIN-less payments under Rs 500—expanding digital rupee rails for retail merchants.

— Filed Fri, 3 Jul, 2026, 20:19 IST · Source Medianama · Updated

Cred and MobiKwik become first Indian fintech firms to offer RBI CBDC (E-Rupee) e-wallets, sponsored by Yes Bank, with UPI interoperability and planned programmable merchant payments—expanding digital rupee payment rails for retail.

Why this matters

Cred and MobiKwik lead fintech adoption of RBI's E-Rupee, echoing earlier signals of the pair becoming the first fintechs to distribute CBDC wallets and expand digital rupee rails to retail merchants.

Omni-channel remains steady with 672 signals in the past 90 days.