Cred, MobiKwik Become First Fintech Firms to Offer RBI CBDC Wallets

Cred and MobiKwik have launched RBI's E-Rupee CBDC e-wallets, sponsored by Yes Bank, supporting UPI-based P2P and merchant payments. Limits include Rs 50,000 daily and Rs 10,000 per transaction, with PIN-less payments under Rs 500 — extending digital payment rails for Indian retail.

— Filed Tue, 30 Jun, 2026, 01:49 IST · Source Medianama · Updated

Cred and MobiKwik become the first fintech firms to launch RBI CBDC (E-Rupee) e-wallets, sponsored by Yes Bank, supporting UPI-based p2p and merchant payments — extending digital payment rails for Indian retail.

Why this matters

Cred deepens its consumer payments push after leading Indian startup funding with a $900 Mn Series H, reinforcing founder Kunal Shah's influence over India's consumer internet through new RBI-backed payment rails.

Omni-channel activity steady with 476 signals tracked over the past 90 days.

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