Cred, MobiKwik Become First Fintech Firms to Launch RBI's CBDC (e-Rupee) Wallets

Backed by Yes Bank, Cred and MobiKwik roll out e-Rupee wallets supporting UPI p2p and p2m payments, including programmable merchant transactions. Limits set at Rs 50,000 daily, Rs 10,000 per transaction, with a Rs 500 PIN-less threshold for retail payment rails.

— Filed Thu, 2 Jul, 2026, 17:34 IST · Source Medianama · Updated

Cred and MobiKwik become the first fintech firms to launch RBI CBDC (e-Rupee) wallets, sponsored by Yes Bank, supporting UPI p2p and p2m payments including programmable merchant transactions for retail payment rails.