Cred FY25: revenue up 16% to ₹2,735 cr, operating losses halve to ₹298 cr

Bengaluru-based fintech Cred narrowed operating losses 51% to ₹298 cr in FY25 as revenue grew 16% to ₹2,735 cr. Total losses eased 11.5% to ₹1,457 cr. Monthly active users rose 14.5% and transactions per user jumped 34% to 14.4. Company is planning a $75M down round.

— Filed Fri, 19 Jun, 2026, 18:52 IST · Source Moneycontrol · News Web · Updated

Fintech Cred's FY25 revenue rose 16% to Rs 2,735 cr, operating losses halved to Rs 298 cr, and total losses narrowed 11.5% to Rs 1,457 cr. MAUs up 14.5%, transactions per user up 34%. Planning $75M down round.

Why this matters

Cred's improving unit economics arrive as Meta reportedly eyes a stake at a $4B valuation, even as the fintech preps a $75M down round, signaling a reset in valuation expectations.

Retail-company signals steady at 3,277 over the past 90 days.