Broker upgrades Bajaj Finance to Buy, sees ₹1,300 target

A brokerage has upgraded Bajaj Finance to Buy with a ₹1,300 target price, citing strong Q1 FY27 earnings, stable funding costs, gold-loan growth, digital execution and improving asset quality.

— Filed Fri, 31 Jul, 2026, 18:52 IST · Source The Hindu BusinessLine · Updated

Bajaj Finance reported strong Q1 FY27 growth, with PAT up 28% and NII up 23%. The brokerage upgraded the lender to Buy with a ₹1,300 target, citing stable funding costs, gold-loan expansion, digital platforms, AI-led execution and improving asset quality.

Why this matters

The upgrade follows Bajaj Finance's reported Q1 FY27 profit growth of 27%-29%, a 52-week high, and a customer base reaching 124.4 million; earlier broker views were split on valuation.

Retail-company signals are accelerating, up 217,033% QoQ.