BioCatch flags 146% surge in text-message scams targeting Indian digital payments

BioCatch says text-message scams in India rose 146% as fraud shifts towards higher-value, scam-led attacks across UPI, mobile banking and e-commerce. Attempted fraud sessions fell 12%, but attempted payment value increased 35%, underscoring the need for real-time behavioural and device monitoring.

— Filed Fri, 24 Jul, 2026, 18:07 IST · Source ET Small Business · Updated

BioCatch reports a 146% jump in India text-message scams as UPI, mobile banking and e-commerce fraud shifts toward high-value, scam-led attacks. The report urges banks and payment providers to deploy behavioural, device and real-time monitoring.

Why this matters

No related recent BioCatch signals are listed; the report indicates fraud in India is shifting from a higher volume of attempts toward fewer, higher-value scam-led attacks.

Omni-channel is steady, with 1,509 signals in the past 90 days; QoQ change was not provided.