BHIM eyes feature-phone push, bank-led product distribution to lift 1% UPI share

NPCI BHIM Services plans new in-app financial services co-built with banks, OEM tie-ups to extend onto feature phones, and distribution of bank products. App transactions tripled in FY25 to 5.93 crore monthly in April 2025, with a 21.6 crore monthly target by March 2026. Profitability targeted over the next few years.

— Filed Wed, 20 May, 2026, 19:12 IST · Source The Hindu BusinessLine · Updated

NPCI BHIM Services plans new financial services features in collaboration with banks, expansion to feature phones via OEM tie-ups, and bank product distribution. App transactions tripled in FY25; market share at 1%, profitability targeted over few years.

Why this matters

Builds on BHIM's recent momentum, with April 2026 already hitting 22.49 crore transactions worth ₹26,040 cr after a 301% FY26 surge, validating the feature-phone and bank-led distribution strategy.

Retail-brand activity steady with 414 signals in the last 90 days.

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